5paisa Brokerage Charges & Features


1. Account Opening Charge


₹0 (Free) 




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2. AMC Charge


₹25/month 



 (AMC) - BSDA**

₹0 per month if your holding value is up to ₹4,00,000 (billed quarterly)
₹8.33 + 18% GST per month if your holding value is between ₹4,00,000 to ₹10,00,000 (billed quarterly)

 (AMC) - Non BSDA

₹25 + 18% GST per month if your holding value is above ₹10,00,000 (billed quarterly)
₹25 + GST per month for Individual, HUF and partnership firms (billed quarterly)
₹83.33 + GST per month for Corporates i.e. LLPs, private and public companies (billed quarterly)



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3. Brokerage Charge


₹20 per order 

(Delivery, Intraday, F&O, Currency,Commodity) 




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4. Call & Trade Charge


₹20 + GST per call 




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5. Auto Square Off Charge


₹20 + GST 




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6. MTF Charge


Interest Rate (per day)* Annual Interest Rate*


  0 to 1 lakh         0.026%                        9.50%

>1 lakh to 5 lakhs  0.034%                      12.50%

>5 lakhs to 3 Cr        0.042%                     15.50%



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7. Pledge & Unpledge Charge


₹20 + GST approx. 




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8. DP Charge


₹20 + GST per scrip sell 




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9. DDPI Charge


Around ₹100 + GST (one-time)




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10. GST Charges


18% on brokerage/services 




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11. SEBI Fee


Around 0.0001% 




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12. Stamp Charges


Delivery - 0.015% or ₹1500/ Crore buy side


Intraday - 0.003% or ₹300 / crore on buy-side


Equity Futures - 0.002% or ₹200 / crore on buy-side


Equity Options - 0.003% or ₹300 / crore on buy-side


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13. Mutual Fund Charge


Direct mutual funds mostly 0% commission 




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14. Payment Gateway Charges


UPI: Free


Net Banking: ₹10 approx. 




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15. Delayed Payment Charges


DPC) or interest on ledger debits and margin

 shortfalls at roughly 0.045% per day 


(~18% yearly) 




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✅ Fayda (Advantages)


Free account opening


Low brokerage flat ₹20


Good for Intraday & F&O traders


Easy app & interface


UPI free fund add


Mutual fund investing available


SEBI registered broker


Margin trading available




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❌ Nuksan (Disadvantages)


Delivery trading free nahi


DP charges extra lagte hain


AMC monthly cost


Hidden charges beginners ko confuse karte hain


MTF risky & costly


Delayed payment interest very high


Customer support mixed reviews




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🔒 Safe or Unsafe?


✅ SAFE


SEBI registered broker


NSE/BSE member


India ka popular discount broker 



⚠️ Unsafe Kab Lag Sakta Hai?


Agar beginner hidden charges samjhe bina trade kare


MTF/leverage use kare bina knowledge


Intraday/F&O me high risk trading kare




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Final Deep Analysis


User Type 5paisa Good?


Beginner ⭐⭐⭐

Long-Term Investor ⭐⭐

Intraday Trader ⭐⭐⭐⭐

F&O Trader ⭐⭐⭐⭐⭐

SIP Investor ⭐⭐⭐



Final Verdict


Active traders ke liye acha broker


Long-term investors ke liye DP + brokerage extra feel ho sakta hai


Charges samajhkar use karoge to safe & useful platform hai





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