Groww Pricing Page


Groww Charges (Short + Deep Analysis)


1. Account Opening Charge


₹0 account opening fee 




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2. AMC Charge


₹0 AMC (Annual Maintenance Charge) 



✅ Groww ka biggest advantage.



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3. Brokerage Charge


Segment Charge


Delivery ₹20 or 0.1% (whichever lower)

Intraday ₹20 or 0.1%

F&O ₹20/order



Minimum brokerage:


₹5/order 



⚠️ Small trades me percentage high lag sakta hai.



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4. Call & Trade Charge


Mostly online-only platform


Traditional call & trade support strong nahi hai



⚠️ Active traders ke liye drawback ho sakta hai.



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5. Auto Square Off Charge


₹50 per position 




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6. MTF Charge


Interest: 14.95% yearly 



⚠️ m.Stock se expensive.



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7. Pledge & Unpledge Charge


₹20 per ISIN 




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8. DP Charge


Around ₹20 per sell transaction + GST 



⚠️ Swing traders ko expensive lag sakta hai.



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9. DDPI Charge


₹100 + GST 




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10. GST Charges


18% GST on: brokerage + DP + exchange charges + auto square-off etc. 




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11. SEBI Fee


0.0001% turnover charges 




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12. Stamp Charges


Segment Charge


Delivery 0.015%

Intraday 0.003%






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13. Mutual Fund Charge


Direct mutual funds: ₹0 commission 



✅ Long-term investors ke liye achha.



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14. Payment Gateway Charges


UPI mostly free


Bank gateway charges vary kar sakte hain




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15. Delayed Payment Charges


0.05% per day 



⚠️ Approx 18% yearly.



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Safe & Unsafe


Safe ✅


SEBI registered broker 


India ke biggest brokers me se ek


Crores of active users 


Beginner-friendly UI




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Unsafe / Risk ⚠️


1. DP Charges High Feel Hote Hain

20₹+ Gst


Users ne Reddit par complaint ki:


frequent selling me DP charges quickly badh jate hain. 




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2. Small Trades Costly


Reddit users ne minimum brokerage hidden-feel bataya. 


Example:


₹500–₹1000 trades me charges percentage bahut high lag sakta hai.




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3. Brokerage Hike Concerns


Economic Times report:


small trades ke charges increase huye the profitability pressure ki wajah se. 




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Fayde (Advantages)


✅ ₹0 AMC

✅ Easy & beginner-friendly app

✅ Clean UI

✅ Mutual funds free

✅ Trusted & popular broker

✅ Long-term investing ke liye simple



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Nuksan (Disadvantages)


❌ DP charges high feel hote hain

❌ Small trades expensive pad sakte hain

❌ MTF interest high

❌ Active traders ke liye cheapest nahi

❌ Advanced trading tools limited compared to pro brokers



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Deep Final Analysis


Best For


Beginners


Long-term investors


Mutual fund investors


Easy UI chahne wale users




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Not Best For


Heavy intraday traders


Frequent small trades


Scalping traders


Lowest brokerage seekers




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Final Verdict


Category Rating


Safety ⭐⭐⭐⭐⭐

UI & Ease ⭐⭐⭐⭐⭐

Brokerage ⭐⭐⭐

Long-term Investing ⭐⭐⭐⭐⭐

Intraday Trading ⭐⭐⭐

Transparency ⭐⭐⭐⭐




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Overall Opinion


Agar aap:


investing,


SIP,


long-term stocks,


beginner-friendly app chahte ho,



to Groww bahut achha option hai.


Lekin agar:


daily trading,


options scalping,


heavy intraday,


ultra-low charges chahiye,



to Groww best value broker nahi maana jata.

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